Final Expense Options

Transamerica

Simplified Issue

Immediate Benefit Solution

  • Ages 0 - 85
  • Endows at age 121
  • Face Amounts:
    • 0-55: $1K to $50K
    • 56-65: $1K to $40K
    • 66-75: $1K to $30K
    • 76-85: $1K margin: 0px auto;to $75K

10-Pay Solution

  • Ages 0-85
  • Endows at age 121
  • 10-pay product
  • Same Face Amounts as above

Easy Solution (Graded Benefit)

  • Ages 18 - 80
  • Face Amounts: $1K to $75K
  • Full Death Benefit immediately for accidental death, any other cause, death benefit limited to110% of premiums paid in the first 2 years

Health Questions »

 

United of Omaha

Simplified Issue W/L

Level Benefit Plan

  • Ages 45-85
  • Face amounts from $2,000 to $40,000
  • Accelerated Death benefit for terminal illness or nursing home confinement
  • Option: accidental death benefit rider

Graded Benefit Plan

  • Ages 45-80
  • Face amounts from $2,000 to $20,000
  • 2 year ROP plus 10 percent, then full benefit paid

Health Questions »

Fidelity Life

Simplified Issue

Rapid Decision Senior Life (Term or WL)

  • Ages 50-85
  • Guaranteed Level premiums and face amounts for the life of the policy
  • Cash value accumulation
  • Matures at age 121
  • Face Amounts:
    • 50-55: $10K - $150K
    • 56-65: $10K - $100K
    • 66-75: $10K - $50K
    • 76-85: $10K - $25K

Questions & Specs »

Kemper

Guaranteed Issue

Whole Life

  • Ages 40-80
  • No health questions (guarantee excepted regardless of health)
  • $1,000-$25,000 in coverage available
  • 2 Year Modified death benefit, 120% Return of Premium
  • Short 2 page application

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