Contact Us

Partnering for all your Family protection needs.

PTW insurance has partnered with The Thompson Agency to review and recommend top tier Family protection products that meet your needs.

The Thompson Agency has 60+ years in the Family protection space offering only top level carriers and products.

Life Insurance

Individual Life insurance plays a vital role in protecting your family.  Unfortunately only 30% of Americans own a life insurance plan beyond the coverage they have through work.

There are many types of Life insurance, from Instant decision Term life insurance to advanced Cash value life insurance products.  Let us help you review your needs and your current coverage.

We make recommendations, you make decisions!

Schedule a Consultation


Free Life Insurance Policy review

Let’s review your current life insurance policies.  You may not have enough coverage, or you might be all set.  Either way, let’s make sure.

Term Life Insurance

Term life insurance provides an inexpensive way to protect your family from your largest liabilities (Mortgage, loss of income, etc).  Great for the what if I die young scenario.

Guaranteed Universal Life

Extending the death benefit for your entire life with little to no cash value growth.  Making sure your family will receive the benefit you want them to when you pass on.

Indexed Universal Life

Cash Value life insurance, can be used for retirement planning, or just giving yourself options in the future.  Similar in cost to a GUL with a shorter death benefit Guarantee, but the chance for cash value growth.

Participating Whole Life

A flagship life insurance plan.  Offers lifetime guaranteed death benefits, guaranteed cash value, and dividends that grow the cash value.  The most expensive type of insurance, but very popular.

Final Expense Insurance

A whole life product designed for your final expenses.  These types of plans are most often simplied or guaranteed issue with death benefits from $5,000 to $25,000.

Long Term Care

Did you know that 60% of Americans over the age of 60 will need some type of Long Term Care service in their lifetime.  However less than 10% of these people own an Individual Long Term Care policy.

There are more options than ever to help protect your hard earned retirement fund, and help reduce the stress of relaying on your family for your care.

Let’s discuss all the options and find the one that is right for you!

We make recommendations, you make decisions!

Schedule a Consultation


Traditional LTC policy

The original Long Term care plan is still the most cost effective way to protect for this event.  Inflation protection riders make sure that your coverage grows with the cost of care.


Hybrid Life/LTC plans

Also called Asset Based LTC plans, these types of policies are designed as a single pay or short pay option.  They incorporate a small life insurance policy, and leverage that benefit for Long Term Care needs.


Traditional Life insurance with Acceleration Riders

This policy provides a level lifetime death benefit, while providing you access to that death benefit while you are alive, for Long Term care expenses.  No inflation rider available on this one.

Fixed Annuities

If you have noticed that Interest rates are finally on the rise you are not alone.  Fixed annuity carriers are more busy than they have been in 10 years.

Fixed Deferred annuities come in two types, Multi Year Guarantees, or Fixed Indexed Annuites.  However, income annuities are also very popular and helpful in retirement.

Let’s discuss all the options and find the one that is right for you!

We make recommendations, you make decisions!

Schedule a Consultation

Fixed income annuities

Single premium annuities used to set up an income stream in retirement

Multi Year Guaranteed deferred Annuities

Designed for growth with protections, these annuities guarantee an interest rate for a set number of years

Fixed Indexed Annuities

Also designed for growth, these annuity products are tied into an index usually the S&P 500.  Your growth is tied to the success of the index, but your money is also protected with a floor.  You cannot loose money if the index is negative.

Peter Zinnen

Peter Zinnen

President of The Thompson Agency

Schedule a call