As insurance agents, you’re constantly searching for products that offer security, growth potential, and peace of mind for your clients. With the new improved interest rate environment…Enter Fixed Multi-Year Guarantee (MYG) annuities, a game-changer in the insurance industry. In this blog post, we’ll explore the benefits and features of Fixed MYG annuities and explain why they should be an integral part of your portfolio.

Secure and Predictable:

Fixed MYG annuities are renowned for their stability and security. With a fixed interest rate over a specific period (typically 3-10 years), these annuities provide your clients with a predictable income stream. This stability is particularly attractive for risk-averse individuals looking to safeguard their financial future without worrying about market fluctuations.

Competitive Growth Potential:

Despite the fixed interest rate, Fixed MYG annuities still offer competitive growth potential. The guaranteed rate ensures a minimum return, and some policies provide additional opportunities for growth tied to market indexes. This combination of security and growth makes Fixed MYG annuities an attractive option for clients seeking a balance between risk and reward.

Tax Advantages:

Another advantage of Fixed MYG annuities is their tax-deferred status. Earnings on the annuity are not subject to income tax until withdrawals are made, allowing your clients to accumulate wealth more efficiently. This tax advantage is particularly valuable for individuals looking to maximize their retirement savings or supplement their income in later years.

Flexibility and Customization:

Fixed MYG annuities provide flexibility in terms of payout options. Clients can choose between receiving a lump sum, periodic payments, or even converting the annuity into a guaranteed lifetime income stream. This customization allows you to tailor the annuity to your clients’ unique financial goals and circumstances.


Fixed MYG annuities offer insurance agents an incredible opportunity to provide their clients with stability, growth potential, and tax advantages. By adding Fixed MYG annuities to your portfolio, you can offer a secure and predictable income stream that aligns with your clients’ risk tolerance. The flexibility and customization options make these annuities a versatile tool in your arsenal. So, embrace the power of Fixed MYG annuities and empower your clients to build a solid financial foundation for their future.