
Why Every Woman Needs Life Insurance
Ladies, did you know that your unique financial journey sets you apart from men? It’s true. From living longer to facing wage gaps, there's a spectrum of challenges tailored just for us. But here's the good news: You can take charge of your...
Life Insurance for Stay-at-Home Parents
The Financial Prudence of Life Insurance for Stay-at-Home Parents: Ensuring Family Stability The Economic Value of a Stay-at-Home Parent's Role is Often Overlooked. I can tell you that the role of a stay-at-home parent is indispensable yet often...
If Dale Carnegie was a P&C agent, he’d sell life insurance.
In the world of insurance sales, Property and Casualty (P&C) agents sometimes hesitate about offering life insurance to their clients. While they're largely focused on protecting things and managing risks, adding life insurance to their...
What happens when a client receives flat extra?
What happens when your client receives a flat extra on a life insurance policy? Most of the time when an insured receives an unfavorable offer, it is in the form of a table rating. This is a permanent rating on the policy and can cause...
Are you a P&C agent who’s worried about offering life insurance?
You're not alone. Many P&C agents are hesitant to offer life insurance because they don't feel like they have enough expertise, don't have enough time, or are afraid that a poor life insurance experience could cause them to lose their client....
LTC-360: Exploring Existing Funding Options for Long Term Care
Long term care (LTC) can be a costly expense, and many people are not prepared for it. Depending on where your clients live, the cost of a private room in a nursing home is over $12,000 per month. There are several funding options available for...
Individual Life Insurance as an Employee Benefit
As an employee benefits agent, you know that offering a competitive benefits package is essential for attracting and retaining top talent. But with so many different benefits to choose from, it can be tough to know where to start. One benefit that...
How to start the conversation about Long Term Care planning
Talking with your clients about the need to plan for long-term care is a critical conversation about their future, yet it’s not always easy getting people to open up about this potentially sensitive subject. Did you know that the percentage of...
Income Replacement Insurance: A Must-Have for Protecting Your Clients’ Monthly Mortgage Costs
As an insurance agent, you know that your clients' financial security is important to them. One of the biggest financial concerns for many people is their monthly mortgage payments. If a client were to become disabled or unable to work, their...
CareMatters Together – a new Joint Hybrid Indemnity LTC contract
Nationwide has been a staple of the LTC industry for nearly 25 years and their CareMatters Hybrid product has had great success helping clients plan and protect themselves from a long term health care event. Recently Nationwide has introduced an...
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